By this point in time we all know, or at least we should, that we can get a free copy of our credit report at least once per year from each of the three credit rating agencies, TransUnion, Experian and Equifax. It is also common knowledge that our credit report affects virtually every aspect of our . . . → Read More: What Is Inside Credit Report?
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Even today, with all the information available on the Internet, on television and radio, there is still a good bit of misunderstanding regarding the difference between a credit report and a credit score. The two are interrelated, but it is still good to know a credit score definition and how it affects your loans. Understanding Your Credit . . . → Read More: Credit Score Definition and How It Affects Your Loans Not surprisingly, with the way the economy has been lately, 20% of all houses sold on the US market during the third quarter were previously foreclosed homes, according to a spokesperson for RealtyTrac. The good news is that 20% is a significant improvement when compared to the 30% rate recorded in 2010. However, 20% is still not . . . → Read More: 20% of Home Sales Were Made Up of Foreclosures in Third Quarter While it is true that the government enacted a law stating that every consumer is entitled to a free annual credit report from each of the three major reporting agencies in the United States, is one time credit report enough? Perhaps many years ago a one-time credit report would have been adequate, but in . . . → Read More: Is One Time Credit Report Enough? It appears that a court of appeals has decided to dismiss a lawsuit which was filed by the financial industry against the new federal regulations that would be geared toward cracking down on conjecture in the commodities market. This move will more than likely cause a delay to a decision being made over whether to pass . . . → Read More: Suit Filed By Financial Industry Dismissed By Appeals Court For several years running now we have all been inundated with those TV commercials about getting a free annual credit report which leaves us wondering, is my annual credit report free? Actually, the government took the guesswork out of that by enacting a Federal law which stipulates that every consumer is entitled to one . . . → Read More: Is My Annual Credit Report Free? If you examine the December Treasury Statement, it outlines the amount of money the government has collected and spent for each month. If you compare the current month with the recent fiscal year, which began back in October of 2011, to the year prior, this may seem complicated. However, as the year continues the taxes paid, . . . → Read More: Deficit Shrinking Slightly According to Treasury Statement |
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